A
- Acceleration Clause
- Acceptance
- Additional Principal Payment
- Adjustable-Rate Mortgage (ARM)
- Adjusted Basis
- Adjustment Date
- Adjustment Period
- Administrator
- Affidavits
- Affordability Analysis
- Amenity
- Amortization
- Amortization Schedule
- Amortization Term
- Amortize
- Annual Mortgagor Statement
- Annual Percentage Rate (APR)
- Annuity
- Application
- Appraisal
- Appraised Value
- Appraiser
- Appreciation
- Assessed Value
- Assessment
- Assessment Rolls
- Assessor
- Asset
- Assignment
- Assumable Mortgage
- Assumption
- Assumption Clause
- Assumption Fee
- Attorney-in-fact
- Automated Underwriting
B
- Balance Sheet
- Balloon Mortgage
- Balloon Payment
- Bankrupt
- Bankruptcy
- Before-Tax Income
- Beneficiary
- Bequeath
- Betterment
- Bill of Sale
- Binder
- Biweekly Mortgages
- Biweekly Payment Mortgage
- Blanket Insurance Policy
- Blanket Mortgage
- Bona Fide
- Bond
- Breach
- Bridge Loan
- Broker
- Budget
- Budget Category
- Building Code
- Buydown Account
- Buydown Mortgage
C
- Call Option
- Cap
- Capacity
- Capital
- Capital Expenditure
- Capital Improvement
- CD-Indexed (Certificate of Deposit) ARMs
- Certificate of Deposit
- Certificate of Deposit Index
- Certificate of Eligibility
- Certificate of Reasonable Value (CRV)
- Certificate of Title
- Chain of Title
- Change Frequency
- Change Orders
- Chattel
- Clear Title
- Closing
- Closing Agent
- Closing Cost Item
- Closing Costs
- Closing Date
- Co-Maker
- Coinsurance
- Coinsurance Clause
- Collateral
- Collection
- Commercial Banks
- Commission
- Commitment Letter
- Common Area Assessments
- Common Areas
- Common Law
- Community Land Trust Mortgage Option
- Community Property
- Community Seconds
- Comparables
- Compound Interest
- Condemnation
- Condition of the Home
- Condominium
- Condominium Conversion
- Condominium Hotel
- Construction Contract
- Construction Loan
- Contingencies for Repairs
- Contract
- Contractor
- Conventional Mortgage
- Convertibility Clause
- Convertible ARM
- Cooperative (co-op)
- Cooperative Corporation
- Cooperative Mortgages
- Cooperative Project
- Corporate Relocation
- Cost of Funds Index (COFI)
- Costs for Settling Into Your Home
- Covenant
- Credit
- Credit Bureau
- Credit History
- Credit Life Insurance
- Credit Profile
- Credit Report
- Credit Report Fee
- Credit Reporting Agency
- Credit Repository
- Credit Scoring
- Credit Unions
- Creditor
- Cash-Out Refinance
- Cloud on Title
- Contingency
- Contingency for Clear Title
- Contingency for Financing
- Contingency for Personal Property
- Contingency Reserve
D
- Debt
- Deed
- Deed of Trust
- Default
- Delinquency
- Department of Veternas Affairs (VA)
- Deposit
- Depreciation
- Discount Points
- Detached Single-Family Home
- Direct Leveraging Loan Program
- Down Payment
- Dower
- Due-on-sale Provision
- Due-on-transfer Provision
- Deed-in-Lieu
E
- Equal Credit Opportunity Act (ECOA)
- Earnest Money Deposit
- Easement
- Effective Age
- Effective Gross Income
- Eminent Domain
- Encroachment
- Encumbrance
- Endorser
- Equity
- Errors in Credit Report
- Escrow
- Escrow Account
- Escrow Analysis
- Escrow Collections
- Escrow Disbursements
- Estate
- Escrow Payment
- Establishing a Credit Report
- Eviction
- Examination of Title
- Exclusive Listing
- Executor
F
- Fair Credit Reporting Act
- Fair Market Value
- Fannie Mae (FNMA)
- Federal Housing Administration (FHA)
- Fee Simple
- Fee Simple Estate
- FHA Coinsured Mortgage
- FHA Loans
- FHA Mortgage
- Final Walk-Through Inspection
- Firm Commitment
- Financial Index
- Finder’s Fee
- First Mortgage
- First and Second Mortgages
- Fixed Installment
- Fixed-Rate Mortgage
- Fixed-Period Adjustable-Rate Mortgages
- Fixture
- Flood Insurance
- Foreclosure
- Forfeiture
- Fully Amortized ARM
G
- General Contractor
- Good Faith Estimate
- Governmnet Mortgage
- Government National Mortgage Association
- Grantee
- Grantor
- Ground Rent
- Group Home
- Growing-Equity Mortgage (GEM)
- Guarantee Mortgage
- Guaranteed Loan
H
- Hazard Insurance
- Home Equity Conversion Mortgage (HECM)
- Home Equity Line of Credit
- Home Inspection
- Homeowner’s Insurance
- Homeowner’s Insurance for Reverse Mortgages
- Homeowners’ Association
- Homeowner’s Warranty (HOW)
- HomeStyle Construction-to-Permanent Mortgage
- HomeStyle Mortgage Loan
- Housing Expense Ratio
- HUD-1 Statement
- HUD Median Income
I
- In-File Credit Report
- Income Property
- Index
- Inflation
- Initial Interest Rate
- Installment
- Installment Loan
- Insurable title
- Insurance
- Insurance Binder
- Insured Mortgage
- Interest
- Interest Accrual Rate
- Interest Rate
- Interest Rate Buydown Plan
- Interest Rate Ceiling
- Interest Rate Floor
- Interest Rate for HECMs
- InterestFirstSM Mortgage
- Investment Property
- IRA (Individual Retirement Account)
J
- Joint Tenancy
- Judgment
- Judgment Lien
- Judicial Foreclosure
- Jumbo Loan
L
- Late Charge
- Lease
- Lease-purchase Mortgage Loan
- Lease-purchase Option
- Leasehold Estate
- Legal Description
- Liabilities
- Liability Insurance
- LIBOR-based ARMs
- Lien
- Lifetime Payment Cap
- Lifetime Rate Cap
- Line of Credit
- Liquid Asset
- Loan
- Loan Application
- Loan Commitment
- Loan Limit
- Loan Origination
- Loan Origination Fee
- Loan Terms and Conditions
- Loan-To-Value (LTV) Percentage
- Lock-in
- Lock-in Period
M
- Manufactured Housing
- Margin
- Market Value
- Master Association
- Maturity
- Maximum Claim Amount
- Maximum Financing
- Merged Credit Report
- Modification
- Money Market Account
- Money Market Fund
- Monthly Fixed Installment
- Monthly Payment Mortgage
- Mortgage
- Mortgage Banker
- Mortgage Banking Companies
- Mortgage Broker
- Mortgage Insurance
- Mortgage Insurance Premium (MIP)
- Mortgage Life Insurance
- Mortgage-Related Closing Costs
- Mortgagee
- Mortgagor
- Multidwelling Units
- Multifamily Properties
- Multifamily Mortgage
N
- Negative Amortization
- No Cash-Out Refinance
- Net Cash Flow
- Note
- Nonliquid Asset
- Note Rate
- Notice of Default
O
- Occupancy Date
- Offer
- Ongoing Costs
- One-Year Adjustable-Rate Mortgage
- Original Principal Balance
- Origination Fee
- Other Buyer Costs
- Other Contingencies
- Other Financial
- Owner Financing
P
- Planned Unit Development (PUD)
- Partial Payment
- Payment Change Date
- Periodic Payment Cap
- Periodic Rate Cap
- Permits
- Personal Property
- PITI
- PITI Reserves
- Planned Unit Development (PUD)
- Point
- Power of Attorney
- Pre-Approval
- Pre-Qualification
- Prearranged Refinancing Agreement
- Preforeclosure Sale
- Prepayment
- Prepayment Penalty
- Prime Rate
- Principal
- Principal Balance
- Private Mortgage Insurance (PMI)
- Promissory Mote
- Public Auction
- Purchase and Sale Agreement
- Purchase Money Transaction
Q
- Qualifying Ratios
- Quitclaim Deed
- Qualifying Guidelines
R
- Real Estate Settlement Procedures Act (RESPA)
- Realtor
- Radon
- Rate Caps
- Rate-Improvement Mortgage
- Rate Lock
- Ratified Sales Contract
- Real Estate Agent
- Real Estate Attrorney
- Real Property
- Recorder
- Recission
- Recording
- Refinance Transaction
- Rehabilitation Escrow Account
- Rehabilitation Mortgage
- Remaining Balance
- Remaining Term
- Rent Loss Insurance
- Rent with Option to Buy
- Repayment Plan
- Replacement Reserve Fund
- Reverse Mortgage Counseling
- Revolving Liability
- RHS Loans
- Right of First Refusal
- Right of Ingress or Engress
- Right of Survivorship
- Rural Housing Service (RHS)
S
- Sale-Leaseback
- Second Mortgage
- Secondary Mortgage Market
- Savings and Loans
- Secured Loan
- Security
- Seller Take-Back
- Servicer
- Seller Versus Buyer Closing Costs
- Servicing
- Settlement
- Settlement Sheet
- Single-Family Properties
- Six-Month Adjustable-Rate Mortgage
- Special Deposit Account
- Standard Payment Calculation
- Subdivision
- Step-Rate Mortgage
- Subordinate Financing
- Subsidized Second Mortgage
- Survey
- Sweat Equity
T
- Truth-in-Lending
- Taxes and Insurance
- Tenancy in Common
- Tenancy by the Entirety
- Tenant-Stockholder
- Termite Inspection
- Third-Party Origination
- Thrifts
- Title
- Title Search
- Title Company
- Title Insurance
- Total Expense Ratio
- Transfer of Ownership
- Townhouse
- Trade Equity
- Transfer Tax
- Treasury Index
- Trustee
- Truth-in-Lending
- Two-Step Mortgage
- Two-to Four-Family Property
U
- Underwriting
- Unsecured Loan
V
- VA Mortgage
- Vested
- Veterans Administration (VA)
W-Z
- Ways of Obtaining a Loan
- What-if Analysis
- Wraparound Mortgage
- What-if Scenario
